Our Firm

Stephen M. Gross, Inc. provides personalized fee-based investment management and financial advisory services to individuals and small businesses. We offer independent professional advice in financial, estate, and retirement planning as well as pension consulting. All investment advisory accounts are held and transacted through TD Ameritrade. Securities transactions are executed through Cambridge Investment Research, Inc. Each securities account has unlimited account protection that applies to the securities and cash awaiting reinvestment.


Securities Investor Protection Corporation ("SIPC"), provides account protection for the net equity of a customer’s funds and securities positions.
SIPC provides $500,000 of primary net equity protection, including
$100,000 for claims for cash ("SIPC Coverage"). Visit www.sipc.org
for more information about SIPC Coverage. BSSC provides the
additional protection ("Excess SIPC") through a commercial insurer.
Effective February 16, 2004, the commercial insurer for Excess
SIPC will change to Customer Asset Protection Company ("CAPCO"),
a licensed New York insurance company. Account protection applies
when a SIPC member firm fails financially and in unable to meet
its obligations to its securities customers, but does not apply
to losses from the rise or fall in the market value of investments
or to SIPC ineligible assets such as options, futures, foreign
exchange transactions, or any investment contracts that are
not registered as securities.